I didn’t want to start investing with old-school German banks and other high-fee brokers online. I wanted better UX, more control on my portfolio, automatic taxes calculation, and a set-it-forget-it kind of investment strategy tool for my future & active trading abilities. So, I found Scalable Capital. Hence I am writing Scalable Capital Review for English-speaking folks in Europe and Germany (like I am).
Scalable Capital, the German robo-advisor and trading platform, offers just that and more. I recently decided to give Scalable Capital a test run, and I want to share my honest feedback.
With Scalable Capital, you can kiss goodbye to the tedious task of researching stocks and managing your portfolio thanks to their robo-advisor. Their cutting-edge algorithms and technology will create and manage a diversified investment portfolio tailored to your goals, risk tolerance, and time horizon.
Scalable Capital is user-friendly, easy to use, and accessible online. The platform also provides regular updates and insights to help clients stay informed about market conditions and portfolio changes.
In this article, I’ll give you an in-depth Scalable Capital review. It is one of the best robo-advisors I’ve tried. I’ll go over its features and integrations. So keep reading to learn more about Scalable Capital. I’ll focus on its pros and cons, what I love about it, three unique features, pricing, and why you should trust it.
Whether you are a seasoned investor or just getting into investing, I hope my insights will help you decide if Scalable Capital is the right choice. But please remember that your capital is at risk when you start investing.
Also, it’s important to note that this article is not financial advice or recommendation. I am sharing my experience with Scalable Capital for informational purposes only, and this should not be taken as financial advice. You should do your research and understand the risks involved before investing.
Again, full transparency: I may receive commissions if you click on some of the links in this article, but it won’t cost you a thing! Also, the companies do not pay me to write these reviews. I test the products and services myself, and I support them regardless. And this blog is not a financial advice, it’s merely sharing my experience with you.
Table of Content
- Overview
- What I Love
- 3 Unique Features
- Why You Should Trust Scalable Capital
- User Experience
- Pricing
Scalable Capital Review: Overview
Scalable Capital is a German robo-advisor and trading platform that provides automated investment management services to individuals and institutions using sophisticated algorithms and technology. The platform offers a range of portfolio options, including socially responsible investing (SRI) and thematic portfolios.
One of the key benefits of Scalable Capital is its low-cost approach to investing. The platform uses exchange-traded funds (ETFs) and other low-cost, diversified investment products to construct portfolios, which helps to keep expenses low for clients.
Additionally, Scalable Capital offers automated portfolio rebalancing and tax-loss harvesting features to help clients optimize their investments.
Scalable Capital is also amazingly user-friendly and easy to use, and its UX is the cherry on top. It allows clients to set up and manage their accounts, track their portfolio performance, and make changes to their investments at any time.
Plus, with Scalable Capital’s regular updates and insights, you’ll always be in the know about market conditions and changes in your portfolio.
Scalable Capital is an attractive option for individuals and institutions looking for a low-cost, automated investment management solution. Its range of portfolio options, user-friendly platform, and focus on cost-efficiency make it a solid choice for anyone looking to invest their money.
The pricing for Scalable Capital robo-advisor is 0,94% of total amount invested. However, for other services, it is different. You can check their website for more.
Pros
Scalable Capital offers various benefits. These include:
- Highly automated and efficient investment process
- Cutting-edge technology to analyze and select investments, maximizing returns for investors
- A wide range of investment opportunities, especially their ETFs and robo-advisory services such as all-weather strategy, megatrends, and so on
- For new clients, a free, thorough financial examination is provided
- Accessible to a broad range of investors
- Fixed fee cost structure (very low compared to others)
Cons
Before using Scalable Capital, you should be aware of its shortcomings. These include:
- Investment strategy may not be suitable for all investors and may not be right for all investment goals
- High minimum investment for one-time investments, otherwise the service starts from 20 Euro per month
- Investing with Scalable Capital may only be available in some countries or jurisdictions
Scalable Capital Review: What I Love
I have tried many investment platforms, but Scalable Capital stands out among the rest. One of the things that I love about this platform is its user-friendly interface.
Scalable Capital is designed to be easy to navigate and understand, even for those new to investing.
Another thing I appreciate about Scalable Capital is its emphasis on asset allocation and diversification. The platform uses advanced algorithms and data analysis to create a personalized portfolio tailored to each investor’s goals and risk tolerance. It’s incredible how Scalable Capital makes this level of customization accessible to anyone.
I also love Scalable Capital’s inherent focus on diversification. By investing in a wide range of asset classes, the platform helps to hedge against volatility in any one particular market or sector.
But what I love most about Scalable Capital is its automation. As I am always on the go, I don’t have the time to monitor my investments constantly.
With Scalable Capital, I can set my investment goals and let the platform take care of the rest. This allows me to focus on other things, knowing that a team of experts is managing my portfolio.
I highly recommend Scalable Capital to anyone looking for an efficient and hassle-free way to invest in securities and manage their portfolio. The platform’s emphasis on asset allocation, diversification, and automation makes it an ideal choice for anyone looking to invest in the market.
Scalable Capital Review: 3 Unique Features
Scalable Capital has many features, and it took a lot of work to bring it down to only three. But I’ve tried my best to highlight three of my favorite Scalable Capital features.
Automated Portfolio Management
Scalable Capital’s Automated Portfolio Management is one of the platform’s most unique and valuable features. Scalable Capital’s automated investment process analyzes and selects investments for investors using top-notch technology, allowing them to sit back and watch their investments grow without constantly monitoring their portfolios.
One of the biggest advantages of Scalable Capital’s Automated Portfolio Management is that it allows investors to achieve a level of diversification that would be difficult to achieve on their own. Scalable Capital uses advanced algorithms and data analysis to create a personalized portfolio tailored to each investor’s goals and risk tolerance.
Personalized Investment Strategies
Scalable Capital is a leading provider of personalized investment strategies. It creates customized portfolios tailored to each client’s unique needs and goals.
Scalable Capital’s investment strategies are also designed to be highly efficient and low-cost. The company utilizes a proprietary algorithm to monitor and adjust portfolios continuously, ensuring they are always aligned with market conditions and the client’s goals.
Additionally, its investment strategies are highly diversified. The portfolios contain various assets, including stocks, bonds, savings, commodities, and alternative investments, which help minimize risk and maximize returns.
Scalable Capital’s personalized investment strategies are an excellent option for anyone looking for a cost-effective, efficient, and diversified approach to managing their investments. With the help of Scalable Capital’s technology and expertise, individuals and institutions can easily achieve their financial goals.
Diversified Investment Opportunities
Scalable Capital offers a wide range of investment opportunities, including both traditional and alternative assets such as ETFs, stocks, funds, etc. This diversification helps hedge against volatility in any particular market or sector and is especially important in times of economic uncertainty.
Diversifying your investment portfolio means spreading your money across various assets, such as stocks, bonds, and real estate. This strategy can mitigate risk, as profits from one asset can offset losses from another.
Diversifying can also lead to higher potential returns over time, as different assets may perform well in different market conditions. So Scalable Capital can help you achieve better results over time by using automation to diversify your portfolio.
Scalable Capital Review: Why You Should Trust Scalable Capital
When it comes to managing your investments, it’s important to choose a company that you can trust. Robo-advisors often receive much scrutiny and doubt. However, Scalable Capital is an excellent choice for anyone looking for a reliable, efficient, and diversified approach to managing their money.
Here are a few reasons why you should trust Scalable Capital with your investments:
- Proven track record: Scalable Capital has a proven record of delivering strong returns for its clients. The company’s investment strategies are designed to be highly efficient and low-cost, continuously monitored and adjusted to ensure they are always aligned with market conditions and the client’s goals.
It also has stunning user reviews all over the web. Here’s one of them, by investment reviews.
- Advanced technology: Scalable Capital utilizes up-to-date technology and analytics to create customized portfolios tailored to each client’s needs and goals. The company’s proprietary algorithm creates personalized portfolios at once, making it a perfect solution for large institutions and high-net-worth individuals.
- High-quality customer service: Scalable Capital is dedicated to providing its clients with the highest quality customer service. The company’s team of experienced professionals is always available to answer any questions and provide guidance.
- Regulated: Scalable Capital is regulated by the German Financial Regulatory Authority (BaFin), which ensures that the company adheres to the highest safety and security standards. This means that your investments are protected, and you can trust that Scalable Capital is operating in your best interests.
- Diversified Investment Opportunities: Scalable Capital’s investment strategies are designed to be highly diversified, with portfolios consisting of a wide range of assets, including stocks, bonds, commodities, and alternative investments. This helps to minimize risk and maximize returns.
User Experience
Scalable Capital is committed to providing clients with a seamless and user-friendly experience managing their investments. The company’s platform is designed to be intuitive and easy to navigate, allowing clients to access their portfolios and track their performance easily.
One of the key features of Scalable Capital’s user experience (UX) is its personalized dashboard. The dashboard is designed to be highly customizable, allowing clients to view the most important information. This includes real-time portfolio performance, account balances, and transaction history.
In addition to its personalized dashboard, Scalable Capital’s platform offers a variety of tools and resources to help clients make informed investment decisions.
This includes market updates, research reports, and educational resources. These tools are designed to be easily accessible and easy to understand, making it simple for clients to stay informed about their investments.
Scalable Capital also offers a mobile app that allows clients to manage their investments on the go. The app is designed to be intuitive and user-friendly, providing clients with access to their portfolios, account balances, and transaction history. So clients can stay connected to their investments, regardless of where they are.
Pricing
Scalable Capital offers a variety of pricing plans to meet the needs of different clients. It has a free broker plan with Prime ETFs commission fee to get you started. This plan also includes ETF & stock savings plans with no extra order fee.
One of the most popular pricing plans offered by Scalable Capital is its Prime Broker plan. This plan is designed for trading with flat rates, and you receive a 100 Euro bonus when you subscribe to it. Moreover, it starts at 2.99 Euros per month.
For investors who need maximum flexibility, Scalable Capital offers its Prime Broker Flex plan. It includes all the free and Prime features alongside even more perks. This plan comes at a monthly rate of 4.99 Euros.
The pricing for Scalable Capital robo-advisor is 0,94% of the total amount invested. However, for other services, it is different. You can check their website for more.
Scalable Capital also offers multiple fee rates for their savings plan and even different Crypto fees. Here’s a list of their fees.
Final Thoughts
My experience with Scalable Capital was very positive. The company’s technology and advanced analytics allowed me to create a customized portfolio tailored to my unique needs and goals. The platform was user-friendly and easy to navigate, and I was impressed by the level of customer service I received.
If you’re looking for a reliable, efficient, and diversified Robo-advisor, If I were you, I’d give it a go. The company’s user-friendly platform, advanced technology, and high-quality customer service make it a great choice for anyone looking to manage their investments.
I also liked the company’s personalized dashboard, which allowed me to view the most important information and track my portfolio’s performance in real-time.
But don’t just take my word for it. Try Scalable Capital for yourself and see the difference. Sign up for their service today and see how Scalable Capital can help you achieve your financial goals.
Full Disclosure: If you click on some of the links in this article and purchase a paid plan, I may receive affiliate commissions (at no cost to you!). Regardless, the products and services I review are some of the best I’ve tried, and I support them personally. Head over to my privacy policy & affiliate disclosure to know more.